The calculator
Grade it or skip it?
Type in what the card costs raw and what it sells for at each grade. You get the most you can pay and still make your target, your chance of losing money, and how a whole order of cards like it tends to come out. Every fee is counted, including eBay's cut and the extra a grader charges when a card comes back worth more than its service level allows.
Most tools divide the 10 price by what you paid plus the grading fee. That is the return if the card gets a 10, and most cards don't. This averages every grade the card can get.
PSA's prices today. Its cheapest grading is Standard at $59.99 a card, 90 to 100 working days, for cards worth up to $1,000. PSA has paused its Value services. Compare every grader on the grader prices page.
A hot modern rookie bought raw on eBay and sent to PSA Standard.
Working it out…